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Interest Rates >Affordable Home Loans
A whole new crop of homebuyers emerges every year. With interest rates remaining relatively low, more interested buyers than ever before are applying for home mortgage loans. Affordable loan packages are creating more investment possibilities for second homes. Trade-up or scale-down buyers are free to move into an exciting new home or condo, making more starter homes available for first-time buyers.
The advantage goes to the seller when there are more buyers than homes for sale. But in a market where the inventory of homes is growing, the competition between sellers increases and gives buyers more options. More competition is not a problem if the local market is moving at a lively pace.
Affordable loans and a wide variety of financing options make it an excellent time to buy or sell real estate.
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| Q |
Where would you go to visit the largest ancient castle in the world?
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You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres. |
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Jeff Johnston Pacific Union GMAC Real Estate 800 DeLong Avenue, Suite 201, Novato, CA 94945 189 Sir Francis Drake Blvd., Greenbrae, CA 94904 Direct: 415-860-1801 Email: jeffj4re@comcast.net Email: jeffjohnston@NUMBER1EXPERT.com
30 years after selecting real estate as his career, Jeff has earned a reputation as one of Marin's most respected Realtors, by not only his clients, but also his peers. In 2007 Jeff was nominated and elected to serve a three year term on the Marin Association of Realtors Board of Directors. In addition to serving all of Marin County, Jeff works with clients in two other North Bay Counties, Sonoma and Napa. To better serve all of his clients, Jeff works from two of Pacific Union's offices, Novato to the north and Greenbrae to the south. Jeff began his career in 1978, and just 3 years later obtained his California Broker's License. Since the early 1980's Jeff has consistently been among Marin County's Top Producing Agents. "The Realty Alliance", an Association of the largest residential real estate brokers in America, have presented Jeff with their National Sales Award for the past ten consecutive years. This award is for "recognition of exceptional performance as one of the leading residential real estate sales professionals in America." On at least 4 occasions Jeff has been asked to speak at the Marin Association of Realtors General Membership Meetings to share his secrets of success. With his level of experience, Jeff views himself as a consultant and advocate for his clients, and not so much a sales person. "With 30 years under my belt, I know I can be a great resource for buyers and sellers, and give them unparalleled service. I treat my clients with the respect and consideration I would want to be treated with."
A bit of a fitness buff, Jeff is a former marathon runner turned cyclist. He completed 8 marathons dating back to the late 1970's and early 1980's including Boston (1980), Oakland (1980, 2nd place overall), and the Pacific Sun-Marin County (1981, 1st place overall). Based on his performance at Oakland in 1980, Jeff qualified for the Olympic Trials. In recent years Jeff has completed 5 century rides (100 miles or greater), including the grueling Death Ride (Tour of the California Alps) in July of 2006. While training for a century ride at Lake Tahoe, Jeff was the leading fundraiser for his "Team In Training" cycling team, benefiting the Leukemia & Lymphoma Society.
Jeff resides in Novato, CA with his wife Christine and their two daughters, Grace (6) and Kathryn (8). Jeff has three other children he dearly loves, Kenny (17), Ryan (20) and Holly (21).    



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